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| Country Guide > Africa > Zambia |
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Money Currency Kwacha (K) = 100 ngwee. Notes are in denominations of K10,000, 5000, 1000, 500, 100, 50 and 20. Coins are in denominations of K1, and 50, 20, 10, 5, 2 and 1 ngwee. Currency exchange Exchange of foreign currency is carried out at authorised banks and bureaux de change. ATMs are available within Lusaka and some of the major towns in Zambia. Credit & debit cards American Express is widely accepted, with more limited use of Diners Club, MasterCard and Visa. Check with your credit or debit card company for details of merchant acceptability and other services which may be available. Travellers cheques Widely accepted. To avoid additional exchange rate charges, travellers are advised to take travellers cheques in US Dollars, Euros or Pounds Sterling. Exchange rate indicators The following figures are included as a guide to the movements of the Kwacha against Sterling and the US Dollar:
Currency restrictions The import and export of local currency is limited to K100. Free import of foreign currency subject to declaration on arrival. The export of foreign currency is limited to the amount declared on import. All passengers entering or departing from Zambia must declare all currency notes exceeding US$5000 or equivalent. Note: Currency declaration forms and exchange receipts must be shown if purchasing airline tickets in Zambia. Banking hours Vary from bank to bank, but most are open Mon-Fri 0815-1430. Some banks are open 0815-1030 on the first and last Saturday of the month. |